What Is A Lien In Real Estate

Are there any legal remedies available to property owners who believe that a lien has been improperly placed on their property?

When you buy a property, you expect to own it outright. However, there are situations where someone else has a legal claim to your property. This claim is called a lien. In real estate, a lien is a legal right or interest that a creditor has in a property until the debt is paid off.

Types of Liens

Voluntary Liens

  • Mortgage liens
  • Home equity loans
  • Construction loans

Involuntary Liens

  • Tax liens
  • Mechanic’s liens
  • Judgment liens

How Liens Affect Real Estate

Liens can affect real estate in many ways. They can prevent the sale or transfer of the property until the debt is paid off. They can also affect the value of the property, as potential buyers may be hesitant to purchase a property with a lien on it.


What happens if I don’t pay my lien?

If you don’t pay your lien, the creditor can take legal action to foreclose on your property and sell it to pay off the debt.

Can liens be removed?

Yes, liens can be removed if the debt is paid off or if the lien holder agrees to release it.

How can I avoid liens on my property?

You can avoid liens on your property by paying your debts on time and ensuring that any contractors or service providers you hire are licensed and insured.


A lien is a legal claim on a property that can affect its value and prevent its sale or transfer until the debt is paid off. It’s important to understand the types of liens that exist and how they can affect real estate transactions.